WELCOME TO LFM&P

 A Different Kind of Financial Advisor

We think that you may find this website to be different from other financial advisor sites that you have seen, because LFM&P is different from other financial advisors. The site provides you with some of the essential concepts that you should know about retirement planning and risk-managed investing, so that you can determine whether your financial future is on the right track.  Many advisors neglect to address some or all of these issues. We are sharing* these ideas with you, because they can be truly important to your financial well-being. LFM&P’s primary focus is to help people secure their financial future by filling the gaps in planning and execution.

The extensive destruction of portfolio wealth and people's retirement plans over the last several years has shown that the financial industry has not adequately helped the average person address their very real challenges of managing investment risk and preparing for retirement. These two goals go hand-in-hand. Too many people may be relying the results of a cursory planning project that their broker used primarily as a platform for selling a set of financial products, rather than seriously planning for long-term financial needs. Many others have not yet developed an integrated plan that considers the many issues that are necessary to fully prepare for life in retirement. The result has been that the retirement funds of countless people were severely depleted by insufficient attention to risk in bear market conditions.

LFM&P advisors have taken a pledge to act as a fiduciary, always placing our client’s interest before our own. That is why we are a “fee-only” advisor. We believe that it is difficult for a commissioned broker’s recommendations not to be influenced by the commissions and rebates that are anticipated as a result of a product sale.

Please explore the site. If you are satisfied with your financial plans and investment approach, you may find information that will add to your knowledge and help you to think of ways to improve your design. Otherwise, if you would like to improve your retirement planning or investment results, the information you find here can provide a basis to start building a better financial future.

 

 

*The opinions expressed on this site should not be considered financial advice. Everyone’s situation is different. Appropriate advice can only be provided if an individual’s financial environment is known and considered.