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PLANNING TIME HORIZON

Current Age	Men		Women		Joint
Current Age	Average	10%	Average	10%	Average	10%
40-45	80	92	84	96	88	97
45-50	80	92	84	96	89	98
50-55	80	93	85	96	89	98
55-60	81	93	85	96	89	98
60-65	81	93	85	96	90	98
65-70	82	93	86	96	90	98
70-75	84	94	87	97	91	98
75-80	86	95	88	97	92	99
80-85	89	96	90	98	93	99

18-9-k

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